BNI Griya merupakan fasilitas pembiayaan konsumtif beragunan properti yang dapat digunakan untuk tujuan: pembelian, pembangunan/renovasi, top up, refinancing, atau take over dengan jaminan berupa rumah tapak, rumah susun/apartemen, rumah toko, rumah kantor, atau tanah kavling siap bangun yang besarnya disesuaikan dengan kebutuhan pembiayaan dan kemampuan membayar kembali masing-masing pemohon.
TABEL ANGSURAN BNI GRIYA Q3 TAHUN 2024 |
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TENOR MIN 10 TAHUN SUKU BUNGA 4.75% FIX 1 TAHUN, 7.35% FIX 2-3 TAHUN, 9.75% FIX 4-5 TAHUN, 10.75% FIX 6-10 TAHUN, 13.50% SELANJUTNYA FLOATING | |||||||||||
TENOR MIN 15 TAHUN SUKU BUNGA 4.75% FIX 3 TAHUN, 8.75% FIX 4-5 TAHUN, 10.75% FIX 6-10 TAHUN, 13.50% SELANJUTNYA FLOATING | |||||||||||
Suku Bunga: | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% |
Jangka Waktu | |||||||||||
NOMINAL | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 |
120 | 132 | 144 | 156 | 168 | 180 | 192 | 204 | 216 | 228 | 240 | |
100,000,000 | 10,218,998 | 9,308,240 | 8,549,296 | 7,907,133 | 7,356,726 | 6,879,724 | 6,462,363 | 6,094,119 | 5,766,806 | 5,473,960 | 5,210,412 |
150,000,000 | 15,328,498 | 13,962,360 | 12,823,944 | 11,860,699 | 11,035,089 | 10,319,585 | 9,693,545 | 9,141,179 | 8,650,209 | 8,210,940 | 7,815,618 |
200,000,000 | 20,437,997 | 18,616,479 | 17,098,592 | 15,814,265 | 14,713,451 | 13,759,447 | 12,924,726 | 12,188,238 | 11,533,612 | 10,947,920 | 10,420,824 |
250,000,000 | 25,547,496 | 23,270,599 | 21,373,240 | 19,767,832 | 18,391,814 | 17,199,309 | 16,155,908 | 15,235,298 | 14,417,014 | 13,684,900 | 13,026,030 |
300,000,000 | 30,656,995 | 27,924,719 | 25,647,888 | 23,721,398 | 22,070,177 | 20,639,171 | 19,387,090 | 18,282,358 | 17,300,417 | 16,421,880 | 15,631,236 |
350,000,000 | 35,766,494 | 32,578,839 | 29,922,536 | 27,674,964 | 25,748,540 | 24,079,033 | 22,618,271 | 21,329,417 | 20,183,820 | 19,158,860 | 18,236,442 |
400,000,000 | 40,875,994 | 37,232,959 | 34,197,184 | 31,628,531 | 29,426,903 | 27,518,895 | 25,849,453 | 24,376,477 | 23,067,223 | 21,895,840 | 20,841,648 |
450,000,000 | 45,985,493 | 41,887,079 | 38,471,831 | 35,582,097 | 33,105,266 | 30,958,756 | 29,080,634 | 27,423,537 | 25,950,626 | 24,632,820 | 23,446,854 |
500,000,000 | 51,094,992 | 46,541,199 | 42,746,479 | 39,535,663 | 36,783,628 | 34,398,618 | 32,311,816 | 30,470,596 | 28,834,029 | 27,369,800 | 26,052,060 |
550,000,000 | 56,204,491 | 51,195,318 | 47,021,127 | 43,489,230 | 40,461,991 | 37,838,480 | 35,542,997 | 33,517,656 | 31,717,432 | 30,106,780 | 28,657,266 |
600,000,000 | 61,313,990 | 55,849,438 | 51,295,775 | 47,442,796 | 44,140,354 | 41,278,342 | 38,774,179 | 36,564,715 | 34,600,835 | 32,843,760 | 31,262,472 |
650,000,000 | 66,423,490 | 60,503,558 | 55,570,423 | 51,396,362 | 47,818,717 | 44,718,204 | 42,005,361 | 39,611,775 | 37,484,238 | 35,580,740 | 33,867,678 |
700,000,000 | 71,532,989 | 65,157,678 | 59,845,071 | 55,349,929 | 51,497,080 | 48,158,066 | 45,236,542 | 42,658,835 | 40,367,640 | 38,317,720 | 36,472,884 |
750,000,000 | 76,642,488 | 69,811,798 | 64,119,719 | 59,303,495 | 55,175,443 | 51,597,927 | 48,467,724 | 45,705,894 | 43,251,043 | 41,054,701 | 39,078,090 |
800,000,000 | 81,751,987 | 74,465,918 | 68,394,367 | 63,257,061 | 58,853,805 | 55,037,789 | 51,698,905 | 48,752,954 | 46,134,446 | 43,791,681 | 41,683,296 |
850,000,000 | 86,861,486 | 79,120,038 | 72,669,015 | 67,210,628 | 62,532,168 | 58,477,651 | 54,930,087 | 51,800,014 | 49,017,849 | 46,528,661 | 44,288,502 |
900,000,000 | 91,970,986 | 83,774,158 | 76,943,663 | 71,164,194 | 66,210,531 | 61,917,513 | 58,161,269 | 54,847,073 | 51,901,252 | 49,265,641 | 46,893,708 |
950,000,000 | 97,080,486 | 88,428,277 | 81,218,311 | 75,117,760 | 69,888,894 | 65,357,375 | 61,392,450 | 57,894,133 | 54,847,073 | 52,002,621 | 49,498,914 |
1,000,000,000 | 102,189,984 | 93,082,397 | 85,492,959 | 79,071,327 | 73,567,257 | 68,797,237 | 64,623,632 | 60,941,192 | 57,668,058 | 54,739,601 | 52,104,120 |
Tujuan Pengajuan | Tenor Kredit Maksimal |
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Pembelian rumah tapak atau rumah susun/apartmen, baik baru maupun seken. | 20 Tahun |
Pembelian, pembangunan, renovasi, take over, refinancing rumah tapak ataupun rumah susun/apartmen. | 20 Tahun |
Pembelian kavling siap bangun. Pembelian, pembangunan, renovasi, take over, refinancing rumah toko/rumah kantor. | 10 Tahun |
Jenis Dokumen | Pegawai Tetap | Profesional | Pengusaha/Wiraswasta |
---|---|---|---|
Fotokopi KTP (Suami & Istri) | ✔ | ✔ | ✔ |
Fotokopi Kartu Keluarga | ✔ | ✔ | ✔ |
Fotokopi Surat Nikah (Apabila Sudah Menikah) | ✔ | ✔ | ✔ |
Fotokopi NPWP Pribadi/SPT PPH 21 | ✔ | ✔ | ✔ |
Fotokopi Rekening Gaji 3 Bulan Terakhir | ✔ | ||
Fotokopi Rekening Koran 6 Bulan Terkahir | ✔ | ✔ | |
Asli Surat Keterangan Kerja & Slip Gaji | ✔ | ||
Fotokopi Ijin Praktik/Surat Kepengurusan Perpanjangan Izin Praktik dari Instansi Terkait | ✔ | ||
Fotokopi SIUP/Surat Izin Usaha Lainnya/TDP/NIB (Nomor Induk Berusaha)/Surat Kepengurusan Pembuatan/Perpanjangan jika TDP/NIB Sedang Diproses | ✔ | ||
Fotokopi Akte Pendirian dan/atau Akta Perubahan Terakhir (Jika Ada Perubahan Pengurus/Pemilik Saham) | ✔ | ||
Pas Foto Pemohon dan Suami/Istri Pemohon Ukuran 3x4 | ✔ | ✔ | ✔ |
Fotokopi Dokumen Jaminan *) | ✔ | ✔ | ✔ |
Fotokopi Laporan Keuangan 2 Tahun Terakhir | ✔ |